Frequently Asked Questions for Affordable Housing
  • Affordable housing is housing that is made available at a reduced cost to individuals or families who

    meet specific income guidelines. The purpose is to ensure that low- to moderate-income families have

    access to safe, affordable living options. At The Oaks Communities, we provide housing designed to meet

    these needs, ensuring rent is set at a level proportionate to household income.

  • The maximum income limits are based on household size, and they are set by the Texas Department of

    Housing and Community Affairs (TDHCA). These limits are reviewed and updated annually. The current

    limits are as follows: (Subject to change without notice)

    Income Limits by County

    Galveston County:

    1 person: $56,650 | 2 people: $64,750 | 3 people: $72,850 | 4 people: $80,900 | 5 people: $87,400 | 6 people: $93,850 | 7 people: $100,350 | 8 people: $106,800

    Fayette County:

    1 person: $57,200 | 2 people: $65,400 | 3 people: $73,550 | 4 people: $81,700 | 5 people: $88,250 | 6 people: $94,800 | 7 people: $101,350 | 8 people: $107,850

    Nueces County:

    1 person: $46,350 | 2 people: $52,950 | 3 people: $59,550 | 4 people: $66,150 | 5 people: $71,450 | 6 people: $76,750 | 7 people: $82,050 | 8 people: $87,350

    Guadalupe County:

    1 person: $54,150 | 2 people: $61,850 | 3 people: $69,600 | 4 people: $77,300 | 5 people: $83,500 | 6 people: $89,700 | 7 people: $95,900 | 8 people: $102,050

    Washington County:

    1 person: $55,800 | 2 people: $63,800 | 3 people: $71,750 | 4 people: $79,700 | 5 people: $86,100 | 6 people: $92,500 | 7 people: $98,850 | 8 people: $105,250

    **Please note that these limits may change as determined by TDHCA. Some of our communities offer

    homes for extremely low income families**

  • Yes, we accept pets with the following conditions:

    • A non-refundable $250 pet fee

    • A $250 pet deposit

    • Maximum of 2 pets per household

  • The deposit for reserving a home at The Oaks is $1,200. Once your application has been accepted, a

    minimum of $400 is due within 72 hours to take the home off the market. The remaining portion must be

    paid in full before move-in. This deposit cannot be used as the last month’s rent.

  • No! There is no application fee to apply for residency, but there is a fee to run a background check and credit check which is paid to a third party service. It is $35 dollars per occupant above the age of 18.

  • Item deMinimum and maximum occupancy requirements do apply

    • 3-bedroom, 3 people minimum, 6 people maximum

    • 4-bedroom, 4 people minimum, 8 people maximumscription

  • Yes, background checks are conducted on all individuals over the age of 18. While we do not have a

    minimum credit score requirement, we do require favorable current or prior rental history and no

    evictions within the past 7 years. Criminal background checks are assessed on a case-by-case basis,

    with the exception of any violent criminal activity within the past 7 years, which will result in

    disqualification. Additionally, applicants generally must have an income of at least 2x the rent, unless

    participating in a Section 8 voucher program.

  • The application process typically takes 5-7 business days to verify eligibility once all required documents

    have been submitted (as outlined in the introductory email/letter). However, for affordable housing

    programs, applicants may be placed on a waiting list if no units are currently available. Applicants on the

    waiting list will be notified when a unit becomes available and we are ready to proceed. Additionally, the

    timeframe may vary based on factors such as the availability of units and the time it takes to obtain

    verification documents from third parties or complete required checks.

    Note: While we specialize in Affordable Housing, we also offer homes at conventional rates for those who

    do not qualify for our Affordable Housing program. Currently, conventional rentals are only available in

    Galveston County. Conventional rental rates are as follows:

    • 3-bedroom, 2-bath, 2-car garage homes starting at $1,775

    • 4-bedroom, 2-bath, 2-car garage homes starting at $1,875

    If you are interested in leasing a home at the conventional rate, please note that this requires a

    separate application. Additionally, some of the documentation required for affordable housing (such as

    income certifications or student eligibility forms) is not necessary for conventional rentals. Please

    contact us for more information or to request the conventional application.

Affordable Housing Neighborhoods and Properties are unique rental opportunities. These are the most frequent questions that we answer regarding these properties.

Frequently Asked Questions: