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Frequently Asked Questions for Affordable Housing-
Affordable housing is housing that is made available at a reduced cost to individuals or families who
meet specific income guidelines. The purpose is to ensure that low- to moderate-income families have
access to safe, affordable living options. At The Oaks Communities, we provide housing designed to meet
these needs, ensuring rent is set at a level proportionate to household income.
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The maximum income limits are based on household size, and they are set by the Texas Department of
Housing and Community Affairs (TDHCA). These limits are reviewed and updated annually. The current
limits are as follows: (Subject to change without notice)
Income Limits by County
Galveston County:
1 person: $56,650 | 2 people: $64,750 | 3 people: $72,850 | 4 people: $80,900 | 5 people: $87,400 | 6 people: $93,850 | 7 people: $100,350 | 8 people: $106,800
Fayette County:
1 person: $57,200 | 2 people: $65,400 | 3 people: $73,550 | 4 people: $81,700 | 5 people: $88,250 | 6 people: $94,800 | 7 people: $101,350 | 8 people: $107,850
Nueces County:
1 person: $46,350 | 2 people: $52,950 | 3 people: $59,550 | 4 people: $66,150 | 5 people: $71,450 | 6 people: $76,750 | 7 people: $82,050 | 8 people: $87,350
Guadalupe County:
1 person: $54,150 | 2 people: $61,850 | 3 people: $69,600 | 4 people: $77,300 | 5 people: $83,500 | 6 people: $89,700 | 7 people: $95,900 | 8 people: $102,050
Washington County:
1 person: $55,800 | 2 people: $63,800 | 3 people: $71,750 | 4 people: $79,700 | 5 people: $86,100 | 6 people: $92,500 | 7 people: $98,850 | 8 people: $105,250
**Please note that these limits may change as determined by TDHCA. Some of our communities offer
homes for extremely low income families**
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Yes, we accept pets with the following conditions:
• A non-refundable $250 pet fee
• A $250 pet deposit
• Maximum of 2 pets per household
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The deposit for reserving a home at The Oaks is $1,200. Once your application has been accepted, a
minimum of $400 is due within 72 hours to take the home off the market. The remaining portion must be
paid in full before move-in. This deposit cannot be used as the last month’s rent.
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No! There is no application fee to apply for residency, but there is a fee to run a background check and credit check which is paid to a third party service. It is $35 dollars per occupant above the age of 18.
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Item deMinimum and maximum occupancy requirements do apply
• 3-bedroom, 3 people minimum, 6 people maximum
• 4-bedroom, 4 people minimum, 8 people maximumscription
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Yes, background checks are conducted on all individuals over the age of 18. While we do not have a
minimum credit score requirement, we do require favorable current or prior rental history and no
evictions within the past 7 years. Criminal background checks are assessed on a case-by-case basis,
with the exception of any violent criminal activity within the past 7 years, which will result in
disqualification. Additionally, applicants generally must have an income of at least 2x the rent, unless
participating in a Section 8 voucher program.
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The application process typically takes 5-7 business days to verify eligibility once all required documents
have been submitted (as outlined in the introductory email/letter). However, for affordable housing
programs, applicants may be placed on a waiting list if no units are currently available. Applicants on the
waiting list will be notified when a unit becomes available and we are ready to proceed. Additionally, the
timeframe may vary based on factors such as the availability of units and the time it takes to obtain
verification documents from third parties or complete required checks.
Note: While we specialize in Affordable Housing, we also offer homes at conventional rates for those who
do not qualify for our Affordable Housing program. Currently, conventional rentals are only available in
Galveston County. Conventional rental rates are as follows:
• 3-bedroom, 2-bath, 2-car garage homes starting at $1,775
• 4-bedroom, 2-bath, 2-car garage homes starting at $1,875
If you are interested in leasing a home at the conventional rate, please note that this requires a
separate application. Additionally, some of the documentation required for affordable housing (such as
income certifications or student eligibility forms) is not necessary for conventional rentals. Please
contact us for more information or to request the conventional application.
Affordable Housing Neighborhoods and Properties are unique rental opportunities. These are the most frequent questions that we answer regarding these properties.